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Joined 1 year ago
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Cake day: June 9th, 2023

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  • I guess it’s “I don’t want to use fossil fuels but I don’t have an alternative. Give me an alternative! Don’t have one? Then I’ll keep using fossil fuels”

    In fairness though not using fossil fuels it’s something of a luxury at present. EVs are more expensive that non EVs. Maybe this will change but slowly. Home solar is very expensive and still doesn’t get you self sufficient in most cases. Power companies need to make the grid renewable to make it accessible to the average person for home power.











  • frazw@lemmy.worldtoMemes@lemmy.ml$1 grilled cheese
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    8 months ago

    As a non American, where I am from, we call them toasties. Cheese toasties, cheese and tomato toasties, etc.

    I don’t know of any puritans who argue about what a true toastie is, but I may have lived a sheltered life. People will argue about anything.



  • I’d call ‘actual adulting’ having responsibility for another’s welfare. Whether a dog, cat or human, they are all varying levels of “if I fuck up, someone else suffers”.

    I still don’t feel fully like an adult, but I do feel the responsibility of ensuring there is food on the table and a roof over our heads. My partner is also responsible for these things so it is a little less pressure.

    All said I do not feel as adult as I saw my parents when they were my age. They seemed very grown up and very responsible compared to how I feel today. I was 11 when my dad was my age.



  • frazw@lemmy.worldto4chan@lemmy.worldAnon on credit scores
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    8 months ago

    “Not everyone has family they can stay with.” No I know that. Which is why I said it’s not easy to go this path.

    "Many have shit credit due to health conditions that are not their fault. "

    Which is not an argument for " give me your money without looking at my past" it’s an argument for mitigating circumstances to be better considered.

    “Credit checks are increasingly used for apartment leases and car insurance.”

    This is wrong. A security deposit is the landlords financial guarantee. I also think insurance should be based solely on driving record, not age , gender or where you live.

    “Is it entitled for a person to think they should be able to have a place to live?”

    If they expect to be lent money for it, no questions asked them it is absolutely the definition of entitled. You are not entitled to a place to live on someone else’s money. It is your responsibility to provide for yourself and your family. I’m all for expanding welfare programmes, help to buy schemes, rent control etc etc. Those things are something we all pay into and provide us with a safety net is bad things happen. Those things should make sure you are able to have a place to live, but don’t expect a bank to lend you 500k to buy a house without some idea of is they can trust you.

    Now in saying some of this I find myself in the dirty position of siding with rich banks. I am not intending to do that because I hate that they make shit loads and squirrel it away for themselves, charge me for borrowing when I’m in negative and pay me back very little for using my money when I’m in positive. This is not about that, I’m only interested in what is fair in the isolated transaction of one party pending another money. Wouldn’t you want to know how likely you are too get back your money if you were the lender? Would you lend money to your friends with a gambling problem? Is the current system of credit check fair? Not exactly. It should be enough to be able to demonstrate financial responsibility. I paid rent for 20 years without missing a payment, but it wasn’t enough to demonstrate financial stability or responsibility and that is plain wrong.


  • Ask yourself what winning the game gains for you and what losing costs you. Then ask yourself what behaving like an ass when you win or lose might gain you or cost you. No one will remember you won that particular game in a month except maybe you. It is not going to be something that other people findly remember about you when you aren’t around. However if you act like a ass, they definitely will remember and what you will gain if you repeatedly behave like that is a reputation, and not a good one. Nobody else really cares if you win or lose. It says literally nothing useful about you in day to day life.

    What do you prefer to win, a board game or a lasting relationship.

    Now that’s said, when you are in the midst of losing and you can feel the tension. Remind yourself what is really at stake as above.

    If you start losing and winning graciously you will hopefully come to realise the above naturally.


  • frazw@lemmy.worldto4chan@lemmy.worldAnon on credit scores
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    9 months ago

    “I want your money but I don’t want you to see how trustworthy I am. Just give me money”

    Seriously how entitled is everyone these days. It is not a human right to borrow money, you are at the mercy of the banks because your are asking them for a favour. If you don’t like that, don’t ask them for money.

    You always have the other option. Build savings instead, but then you have to wait for the things you want and you might have to live with family while doing so. I’m not saying this path is easy, but I’m not the one objecting to a lender wanting to know how good or bad I am with money before expecting them to risk theirs.


  • frazw@lemmy.worldtoMemes@lemmy.ml🇪🇺 How the EU Feels about
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    9 months ago

    1: “… and then we’ll be able to stop terrorist attacks. Simple”.

    2: “ok but if you put a back door into encryption, won’t others be able to find it?"

    1: "no we’ll be the only ones with the key. Great huh?“

    2: “and you don’t think the key will be leaked or be hacked?”

    1: “I said we’ll be the only ones with the key.”

    2: “so what’s your plan to make sure the key stays secure”

    1: “…”

    2: “what’s your contingency plan if the key *is * hacked or leaked?”

    1:“…”

    1: "I SAID WE’LL BE THE ONLY ONES WITH THE KEY. "

    2: “…”

    1: “don’t you want to protect our children ??”


  • First No elected official is allowed to take money or goods in excess of 50% of the median salary for all workers in the country in total for the entirety of their time in office from any organization or unrelated individual nor sit on the board of any company following office. Any payments to said official totalling over 50% median salary in the 5 years prior to their election and 20 years after leaving office from a single entity must be declared. The state will provide a generous pension to ensure future employment is not a financial necessity.

    These measures are intended to allow elected officials to be free from influence.

    Second Any change in leadership of a political party immediately triggers a general election. Change in leadership generally means a failure of the manifesto and/or a change in the policies which were presented to the public when the leadership was elected.

    Third No advisory referendum shall be conducted without the intention to act upon the outcome and therefore any referenda should only be acted upon with a super majority of 66%. Prior to action following a referendum, the winning side must demonstrate how the result will be acted upon and where negotiation with outside interests is necessary, since the outcome cannot be known at the time of the first referendum the public should be offered a second referendum to decide whether to accept the outcome.

    Fourth Politicians shall be held to account for any lies or dishonesty. Burden of proof lies with the politician accused of misconduct to provide evidence for their claims which are in dispute. Therefore evidence provision at the time of any claims is encouraged and can be published to a publicly accessible repository. Punishments can range from fines to removal from office depending on the severity and frequency of misinformation.

    Fifth Proportional representation she’ll be enacted to eliminate tactical voting. In addition any changes to the electoral district are subject to scrutiny by a randomly selected jury of 1000 residents in each of the affected areas. Voting by, and identity if the jurors shall be anonymous. The public may request redistricting at any time with a 2 year cool off via a petition meeting a minimum number of 100,000 signatures.